Journey of a scholar

Here are the steps of your journey as a 1 for 2 Foundation scholar


> Review 1 for 2 Education vision and mission
Review application requirements
> Submit scholarship application by due date (February 1)
> If selected, prepare for interview
> If awarded, formally accept scholarship
> Maintain high school grades and graduate

First Annual Gathering

> Complete assigned readings
Attend annual gathering, usually late July or early August
> Actively participate in gathering by interacting with other scholars, advisory members, and guest speakers

During College

> Maintain GPA of 3.0 or above
> Attend annual gathering
Actively participate in a few Foundation events each academic year

After College

> Maintain active participation in 1 for 2 Foundation events
> Attend annual gatherings
> Fulfill 1 for 2 Education Foundation pledge 

Annual gathering of Scholars

A four day weekend with scholars, advisory members and graduated scholars.

Below is a sample agenda.


> Arrive at the gathering location in the evening

> Dinner

> Introductions and preview of the weekend


> Breakfast

> Session One: Foundation Mission, Vision, Values

> Split into two groups for group discussions

> Lunch

> Session Two: Reading discussion

> New scholars activity

> Free time

> Dinner & show


> Breakfast

> Service project

> Lunch

> Session Three

> Break

> Creative project

> Dinner

> Fireside discussion


> Breakfast

> Session Four: Finance 101/102

> Session Five

> Lunch

> Session Six

> Free time

> Dinner

> Fireside discussion


> Breakfast

> Session Seven

> Clean up & depart

Pay it forward

Below is an example scenario and a calculator to help you better understand how a 1 for 2 Education Foundation scholar will pay it forward after graduating in their lifetime.

Beth is selected by 1 for 2 Education Foundation to receive a tuition scholarship in the amount of $10,000 for each of her four years of undergraduate study at a university of her choice. Beth receives total tuition assistance from the Foundation in the amount of $40,000.

In exchange, Beth pledges to support the mission of the Foundation to build a community of scholars who are dedicated to being life-long learners. As part of Beth’s pledge, she agrees to pay  the tuition for a comparable education of two more students, during her lifetime, who are not related to her by blood, adoption, or marriage during her lifetime.

After graduating from university, Beth makes a plan to satisfy her pledge. Beth decides to pay for scholar #1’s tuition beginning in the 20th year following Beth’s graduation. For the purposes of calculating the amount needed to fulfill her pledge, Beth decides to use a 3% inflation rate.

The calculator below compounds monthly. Using a time value of money calculation, Beth calculates she must save $317.86 per month for 20 years in order to satisfy Scholar #1’s tuition payments of $18,061.11 per year for four years, for a total of $72,244.45. 

Statistics indicate that the average college student in the United States takes 20 years to pay off their student loans, and that the average student loan interest rate is between 4% and 8%. Thus, the amount Beth will pay for Scholar #1’s tuition is likely less than the amount that Beth would have paid to a third-party lender for her oqn tuition. Additionally, when Beth contributes her “scholar #1 tuition amount” to the Foundation, she is likely entitled to a federal (and possibly state) charitable income tax deduction for the amount of $72,244.45. Assuming Beth is in the 24th percentile federal income tax bracket and 5th percentile state income tax bracket, Beth’s charitable income tax deduction could save her as much as $20,950 in combined federal and state income tax for the year of the contribution.

The availability of charitable income tax deduction is subject to the federal and state income tax laws in place at the time of the contribution to the Foundation. Each scholar is encouraged to discuss the deductibility of their contributions to the Foundation with their own independent tax advisor, as the Foundation cannot provide tax advice.

Eileen Wilson-Oyelaran

Eileen Wilson-Oyelaran

Dr. Eileen B. Wilson-Oyelaran was the president of Kalamazoo College, for eleven years before retiring in 2016. She previously served as vice president and dean of the college at Salem College (North Carolina) and held teaching and high-level administrative positions at Winston-Salem State University, North Carolina Wesleyan College, and Obafemi Awolowo University in Nigeria. During her tenure at Kalamazoo, she led the most successful fundraising campaign in the college’s history to support scholarships, endowed professorships, capital projects, and the creation of the Arcus Center for Social Justice Leadership. Under her leadership, the institution heightened trustee and alumni engagement, completed new construction and campus renovations, revised the curriculum, and made considerable strides toward becoming a more diverse and inclusive campus. Dr. Wilson-Oyelaran is the recipient of numerous honors and awards for her work in higher education, diversity, and inclusion, including two honorary doctorates, the Gender Equity Architect Award from the American Association of Colleges of Teacher Education, the Star Award from the Posse Foundation, and an American Council of Education Fellowship.

Diane Creager Pic

Diane Creager

The One for Two Foundation is one of my passions.  I am honored to be part of this organization. I thoroughly enjoy mentoring, interacting and learning alongside my fellow directors and scholars.  As a former special education teacher and middle school counselor, it is important to me to continue this lifelong connection in the field of education. One of my greatest pleasures is traveling the world.  I am fortunate that we have lived in many places and made friends all over the country and world.  Currently, we live in Southern California.

My other passions include golfing, reading, biking and taking long walks or hikes.  Recently, I became a docent at a historical and cultural museum called the Bowers Museum located in Santa Ana, CA.  The Pancreatic Action Network organization is also very important to me since I am a fourteen-year survivor of multiple cancers.  I have been married for 44 years. I love spending time with my family and three grandchildren.


Sue Johnston

Sue Johnston, BA, MSW, LICSW, has practiced as a psychotherapist for over 30 years, specializing in the treatment of stress disorders, psychological trauma, compassion fatigue, and burnout. She provides stress/traumatic stress consultation and intervention services to hospitals, emergency service departments (police, fire and EMS) and nonprofit organizations. For seven years, she was the Clinical Director of the Metro Critical Incident Stress Management Team, and, in that capacity, coordinated interventions for the first responders to the 35W bridge collapse.  She is a national trainer for the International Critical Incident Stress Foundation.  Sue also has special expertise in cross-cultural mental health: She has provided training and consultation for refugee resettlement agencies and refugee community-based organizations in the Twin Cities and served a mission with Doctors Without Borders in Myanmar (Burma).

John T. O’Shea

John T. O’Shea

John T. O’Shea serves as a Director of Wealth Planning Strategies for TIAA, where he provides wealth transfer, estate and tax planning services for clients with the most complex needs.  His estate and tax planning knowledge allow him to provide specialized advice and sophisticated planning strategies to high net worth families on every aspect of their financial lives.  John has more than 25 years’ experience in estate and tax planning.

John is located in St. Louis, and works primarily with clients in the West and Midwest.

Prior to joining TIAA in 2004, John practiced law as a Principal in the law firm of Suelthaus & Walsh, P.C. in St. Louis.  During his 12 years in private practice, he focused on tax planning strategies, sophisticated estate planning, real estate, and corporate matters.  He has experience with wills and trusts containing complicated tax and dispositive provisions, family limited partnerships, irrevocable life insurance trusts, qualified personal residence trusts, charitable trusts, and other planning devices.

John is active in a number of professional and civic organizations, including the Missouri Bar, Illinois Bar, the Bar Association of Metropolitan St. Louis, and the Estate Planning Council of St. Louis.

John is a frequent author for TIAA publications and digital content. His writing provides TIAA participants with plain-English explanations and examples of recent tax and/or law changes, as well as with more specific financial planning strategies to consider as a result of those changes.

John is also a frequent lecturer for TIAA.  He speaks to staff and faculty at various universities, medical centers, and charitable organizations on a wide array of subject matter, including but not limited to executive compensation, estate planning for individuals with significant retirement plan accumulations, fiduciary duties of nonprofit officers and directors, and tax-wise strategies to consider when gifting to charity.

John is married to Cheryl, a nurse for SLUCARE’s cardiology unit, and they have three children ages (16), (16), and (14).


Bill Stoeri

Bill Stoeri

Bill currently is the Managing Partner of Dorsey & Whitney LLP, an AmLaw 100 firm with offices across the world.  Before assuming leadership of the firm, Bill practiced law for over 35 years as a trial lawyer with special expertise in health litigation.  Bill received his law degree from the Yale Law School, and his undergraduate degree in history and philosophy from Kalamazoo College.  He also did one year of graduate study at the University of Erlangen-Nuernberg in Germany.  His interest in history led him to serve on the board of the Minnesota Historical Society, which he chaired for six years.  He also serves on the Kalamazoo College Board of Trustees.

Richard S. Creager

Richard S. Creager is a recognized diagnostics new product development (NPD) and business leader who has a passion for building high-performance global teams and using their expertise to deliver breakthrough products and build successful businesses. Richard has diverse experience developing new products, new technologies and new business models for diagnostic, laboratory services and B2B companies. He has developed new businesses that range from $25 million to more than $1 billion in annual sales. In addition, he managed large innovation teams and business units and has significant experience in developing market strategies, product and technology pipelines, portfolio management, licensing and development partnerships. Using his expertise in organizational design, talent management, product development, program management, and quality & design control systems, Richard works with companies to achieve the dexterity they require to get ahead of their competitors. Dr. Creager is the former chief science officer and executive officer for Beckman Coulter. He holds B.S. and M.S. degrees in biology and earned his Ph.D. degree in Microbiology at the University of Pittsburgh School of Medicine.



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Paul Glyer

Paul Glyer

Paul Glyer has a long and successful history in financial management, strategy, and M&A. Paul was an important member of the executive leadership team of a public company, helping drive growth from <$1B to nearly $4B in revenue through strategic M&A activity. While he held a variety of roles throughout his career, his last position was leading the Investor Relations, Business Development, and Corporate Strategy functions. He has advised numerous clients and achieved an excellent reputation as a cogent business advisor.