One for Two Education

“Pay it Forward” Concept Scholarship

About Us



One for Two Education

Community of Scholars

Vision & Mission

About Us

Each director of the One for Two Education Foundation credits their higher education for the opportunity they had in life and are determined to “pay-it-forward” in an innovative way. These successful entrepreneurs each had their lives transformed by their education. With the cost of higher education rising at a rate significantly higher than the overall rate of inflation, and the difficulty of obtaining scholarship funds, the directors recognized a need for exceptionally promising students to have access to scholarship funds to defray the cost of their post-secondary education.

The inspiration for the “One for Two” concept is rooted in the naturally occurring phenomenon of duplication as a form of growth and regeneration. One can observe this phenomenon in DNA replication (PCR), cell division (mitosis), nuclear chain reaction (fission), and fractals (pattern replication).

Likewise, assuming each participating scholar “pays-it-forward” at year 10, within 50 years each initial scholar would replicate 62 additional scholars. Through the generosity of the directors, it is the foundation’s goal to fund the first 60 scholarships that, using this phenomenon, would replicate into more than 120,000 scholarships over the next century.

Vision & Mission

The vision of the One for Two Education Foundation is to transform post-secondary education in the United States.

The Foundation’s mission is build a community of scholars who are dedicated to being life-long learners and are committed to “pay-it-forward” by supporting the education of two additional students.


General Eligibility

The Foundation is seeking highly motivated applicants who reside in the U.S. and are applying to attend accredited U.S. four-year colleges and universities.  Prior to any award given, applicants will be required to sign their scholarship letter.


The Foundation considers the applicant’s high school academic record, leadership and community service activities, letters of recommendation, and their commitment to fulfilling their pledge to the Foundation. 

Scholarships Awarded

Up to 10 scholarships will be awarded for the academic year starting in the Fall of 2020.

Residency Requirement

Applicants must be legally living in the United States, and the college they attend must be in the United States.  The Foundation assumes no responsibility or obligation to obtain immigration documents for the applicant nor is the Foundation liable for the tax consequences of any scholarship.

Application Deadline

After 500 complete applications are received or December 16, 2019, whichever occurs first.

Directors and Scholars’ Annual Gathering

While receiving a scholarship from the Foundation, scholars are required to attend the Foundation’s annual Gathering. During this time, scholars will have a chance to meet other scholars and directors. They will also participate in personal development and learning sessions aimed at preparing them for academic, career, and life goals. The 2020 Gathering will be held on July 30 – August 3, 2020, in Michigan.  All reasonable costs to attend the Gathering are provided by the Foundation.

The “One for Two” Pledge

Applicants are required to make the following pledge:

In consideration of the One for Two Education Foundation (“the Foundation”) paying for my tuition I pledge to support the mission of the Foundation to build a community of scholars who are dedicated to being life-long learners by:

a)  participating in the annual Foundation Gathering while receiving my scholarship,  
b)  supporting my fellow scholars’ academic and career goals during my lifetime, and
c)  paying for the tuition for a comparable education of two persons, who are not related to me by blood, adoption, or marriage, during my lifetime

Requirements to Maintain Scholarship

Scholars need to be full-time students and maintain a 3.0 GPA and will be required to provide proof each semester.


Fill out the application here. Deadline for application submission: December 16, 2019, or upon receipt of 500 applications submitted, whichever occurs first.

You will receive an automated response when you submit your completed application which shows you what was received by the Foundation.  We expect to complete our review of applications and begin scheduling interviews in February of 2020.  If your application does not make it to the interview round, you will be notified by the Foundation by mid-February 2020.

First and foremost the emphasis is on investing in future generations of scholars by supporting their academic and career goals and second, by pledging to pay for the tuition of two persons, who are not related by blood, adoption, or marriage, during your lifetime. The commitment is to fund the then current cost of tuition of a comparable education as received from the Foundation.

No. The intention of the foundation is to fund the education of unrelated persons.

Please reach out to us regarding more information here. The Foundation also accepts donations.

Tuition is paid directly to your institution.

No, not at the time of application.  However, applicants are required to send a copy of their acceptance letter before any award is given.

The scholarship only covers tuition. Fees, room, board, books and other expenses that are not tuition, will be the scholars responsibility.

Yes, you may still apply as a college sophomore. Please include your most recent college transcript in your application, along with all of the other required materials.

Scholars can either fulfill their pledge by directly selecting and funding the scholars of their choice or making a donation to the Foundation.   As far as “paying it forward” to the Foundation, scholars can contribute regularly or intermittently until their commitment is fulfilled. While the Foundation does not have any mechanism to collect on the pledge, applicants are assessed on their character as it relates to their intention to fulfill their pledge. 

Potentially.  Scholars may be able to receive a tax deduction by making their contribution directly to the Foundation but are then unable to determine who receives the scholarships.   Alternatively, scholars can select what institution or unrelated person receives their contribution but then are likely unable to receive a tax deduction.  Please consult your tax advisor for your particular circumstances.

First and foremost, the emphasis is on investing in future generations of scholars by supporting their academic and career goals and second, by pledging to pay for the tuition of two persons, who are not related by blood, adoption, or marriage, during their lifetime. This moral commitment is to fund the then current cost of tuition at the same level of education as received from the Foundation.  For example, if a scholar receives a grant equal to 50% of their tuition costs, then, at the time they “pay if forward”, they need to determine the then cost of a comparable education from their institution and make contributions equal to 50% of that tuition cost.

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We, the Scholars

The 1 for 2 Education Foundation has revolutionized my life with its college tuition support, the community of scholars and the incredible resources it offers. We value higher education immensely and are committed to educate the future generations by an avalanche of scholars’ new ideas and contributions. I am thrilled to be a part of this community.

Sina T.

By joining this foundation, you not only gain access to an incredible network of scholars and mentors, but a family that supports you and cheers you on throughout your endeavors. That community is priceless and everlasting.

Nina Kalantar

We the scholars are not just involved in a program to obtain financial aid.  The Foundation opened a bright path for us to grow as well rounded persons.  I know that in the future, our success will inspire other scholars to pursue their education. We are like a chain, attached together helping each other to achieve success in life.

Shirin. A

A famous proverb says ‘a nation’s treasure is it scholars’.  My experience with the Foundation has taught me to treasure my scholarship and that of future generations.



The foundation is governed by directors.

Paul Glyer
Richard S. Creager, Ph.D.
Bill Stoeri
John T. O’Shea
Sue Johnston
Diane Creager
Paul Glyer

Paul Glyer

Paul Glyer has a long and successful history in financial management, strategy, and M&A. Paul was an important member of the executive leadership team of a public company, helping drive growth from <$1B to nearly $4B in revenue through strategic M&A activity. While he held a variety of roles throughout his career, his last position was leading the Investor Relations, Business Development, and Corporate Strategy functions. He has advised numerous clients and achieved an excellent reputation as a cogent business advisor.

Richard S. Creager, Ph.D.

Richard S. Creager, Ph.D.

Richard S. Creager is a recognized diagnostics new product development (NPD) and business leader who has a passion for building high-performance global teams and using their expertise to deliver breakthrough products and build successful businesses. Richard has diverse experience developing new products, new technologies and new business models for diagnostic, laboratory services and B2B companies. He has developed new businesses that range from $25 million to more than $1 billion in annual sales. In addition, he managed large innovation teams and business units and has significant experience in developing market strategies, product and technology pipelines, portfolio management, licensing and development partnerships. Using his expertise in organizational design, talent management, product development, program management, and quality & design control systems, Richard works with companies to achieve the dexterity they require to get ahead of their competitors. Dr. Creager is the former chief science officer and executive officer for Beckman Coulter. He holds B.S. and M.S. degrees in biology and earned his Ph.D. degree in Microbiology at the University of Pittsburgh School of Medicine.

Bill Stoeri

Bill Stoeri

Bill currently is the Managing Partner of Dorsey & Whitney LLP, an AmLaw 100 firm with offices across the world.  Before assuming leadership of the firm, Bill practiced law for over 35 years as a trial lawyer with special expertise in health litigation.  Bill received his law degree from the Yale Law School, and his undergraduate degree in history and philosophy from Kalamazoo College.  He also did one year of graduate study at the University of Erlangen-Nuernberg in Germany.  His interest in history led him to serve on the board of the Minnesota Historical Society, which he chaired for six years.  He also serves on the Kalamazoo College Board of Trustees.

John T. O’Shea

John T. O’Shea

John T. O’Shea serves as a Director of Wealth Planning Strategies for TIAA, where he provides wealth transfer, estate and tax planning services for clients with the most complex needs.  His estate and tax planning knowledge allow him to provide specialized advice and sophisticated planning strategies to high net worth families on every aspect of their financial lives.  John has more than 25 years’ experience in estate and tax planning.

John is located in St. Louis, and works primarily with clients in the West and Midwest.

Prior to joining TIAA in 2004, John practiced law as a Principal in the law firm of Suelthaus & Walsh, P.C. in St. Louis.  During his 12 years in private practice, he focused on tax planning strategies, sophisticated estate planning, real estate, and corporate matters.  He has experience with wills and trusts containing complicated tax and dispositive provisions, family limited partnerships, irrevocable life insurance trusts, qualified personal residence trusts, charitable trusts, and other planning devices.

John is active in a number of professional and civic organizations, including the Missouri Bar, Illinois Bar, the Bar Association of Metropolitan St. Louis, and the Estate Planning Council of St. Louis.

John is a frequent author for TIAA publications and digital content. His writing provides TIAA participants with plain-English explanations and examples of recent tax and/or law changes, as well as with more specific financial planning strategies to consider as a result of those changes.

John is also a frequent lecturer for TIAA.  He speaks to staff and faculty at various universities, medical centers, and charitable organizations on a wide array of subject matter, including but not limited to executive compensation, estate planning for individuals with significant retirement plan accumulations, fiduciary duties of nonprofit officers and directors, and tax-wise strategies to consider when gifting to charity.

John is married to Cheryl, a nurse for SLUCARE’s cardiology unit, and they have three children ages (16), (16), and (14).

Sue Johnston

Sue Johnston

Sue Johnston, BA, MSW, LICSW, has practiced as a psychotherapist for over 30 years, specializing in the treatment of stress disorders, psychological trauma, compassion fatigue, and burnout. She provides stress/traumatic stress consultation and intervention services to hospitals, emergency service departments (police, fire and EMS) and nonprofit organizations. For seven years, she was the Clinical Director of the Metro Critical Incident Stress Management Team, and, in that capacity, coordinated interventions for the first responders to the 35W bridge collapse.  She is a national trainer for the International Critical Incident Stress Foundation.  Sue also has special expertise in cross-cultural mental health: She has provided training and consultation for refugee resettlement agencies and refugee community-based organizations in the Twin Cities and served a mission with Doctors Without Borders in Myanmar (Burma).

Diane Creager

Diane Creager

The One for Two Foundation is one of my passions.  I am honored to be part of this organization. I thoroughly enjoy mentoring, interacting and learning alongside my fellow directors and scholars.  As a former special education teacher and middle school counselor, it is important to me to continue this lifelong connection in the field of education. One of my greatest pleasures is traveling the world.  I am fortunate that we have lived in many places and made friends all over the country and world.  Currently, we live in Southern California.
My other passions include golfing, reading, biking and taking long walks or hikes.  Recently, I became a docent at a historical and cultural museum called the Bowers Museum located in Santa Ana, CA.  The Pancreatic Action Network organization is also very important to me since I am a fourteen-year survivor of multiple cancers.  I have been married for 44 years. I love spending time with my family and three grandchildren.


We welcome contributions to the One for Two Education Foundation.  If you are interested in supporting the next generation of  “One for Two” scholars, please send your check to:

One For Two Education Foundation
4337 E. Grand River,  Suite 198
Howell, MI 48843

The One for Two Education Foundation is a 501(c)(3) organization, and all monetary donations are tax deductible to the fullest extent allowed by tax laws.  Please check with your tax advisor if you have more questions.


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